Active
207 S Academy Street
Washington, NC 27889 · Beaufort County
$529,900
Was $600,000
- Price Reduced
- 2-Car Garage
- 1 Fireplace
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About This Home
NEW PRICE $529,900! And Lender credit up to $5k! MARINA VIEWS, DOWNTOWN LIVING & LOW-MAINTENANCE LIFESTYLE! Discover an exceptional opportunity to own a spacious 3-bedroom, 3-bath townhome in the heart of historic downtown Washington, NC. Whether you're searching for a primary residence, waterfront getaway, retirement home or second home, this property offers the space, flexibility and location to enjoy it all! Just steps from the Pamlico River waterfront, restaurants, boutiques, coffee shops and downtown entertainment, this home combines small-town charm with everyday convenience. Natural light floods the open living and dining areas, creating an inviting space for entertaining. The kitchen features granite countertops, stainless steel appliances, abundant cabinetry and a generous breakfast bar. Three bedrooms with private baths provide comfort and privacy for family and guests. The spacious primary suite features a sitting area, walk-in closet, soaking tub, tiled shower and private balcony overlooking the marina. Additional covered balconies offer beautiful water views and peaceful places to unwind. Need a home office, fitness room, media room or additional flex space? The lower-level bonus room offers endless possibilities. Hardwood floors, a two-car garage, generous storage and an existing elevator shaft for potential future installation add even more value. Enjoy the convenience of HOA-maintained exterior and roof, HOA-provided homeowners insurance and no required flood insurance. HOA dues are paid through 2026! Love boating? Marina slips are available nearby for rent or purchase. Spend your weekends exploring the Pamlico River or simply enjoy walking to waterfront dining, festivals and entertainment. At $529,900, this is your opportunity to enjoy downtown Washington, beautiful marina views and a lifestyle that feels like a vacation every day! Lender Credit of 1.50% of the total loan amount not to exceed $5,000 or amount allowed per program guidelines available to an eligible buyer financing the purchase of this property through Atlantic Bay Mortgage Group, L.L.C. Terms and availability are subject to change at any time.
Price History
- Original list price$600,000
- Current list price$529,900Reduced by $70,100
Property Details
Location
Directions to this home (opens in a new tab)Drive from this home
- Hospital ERECU Health Beaufort HospitalWashington (directions from this home, opens in a new tab)
- GroceryFood LionWashington (directions from this home, opens in a new tab)
- Walmart / TargetWalmart SupercenterWashington (directions from this home, opens in a new tab)
- BeachAtlantic Beach / Crystal CoastAtlantic Beach (directions from this home, opens in a new tab)
Destinations verified Nov 1, 2026. Directions open in your maps app.
Coastal county Building, additions and shoreline work here can need a CAMA permit and setbacks. Check the flood zone, an elevation certificate and an insurance quote before you make an offer. CAMA permits, from the NC Division of Coastal Management →
Interior & Exterior
Interior Features
Exterior Features
Schools
Assignments as entered by the listing agent; confirm with the school district. Each school's results: NC School Report Cards.
Tax & Assessment
Monthly Costs
$3,954/mo estimated
Includes principal and interest, property tax, homeowners insurance and HOA dues, with 20% down at 7.24% for 30 years.
Adjust the numbers
- Principal and interest
- $2,889
- Tax bill per MLS (2025)
- $402
- Homeowners insurance (estimate)
- $155
- PMI (under 20% down)
- $0
- HOA dues
- $508
- Estimated monthly
- $3,954
Tax is the bill the listing agent entered on the MLS; a sale can change the assessment. Flood insurance is not included; get a quote for this address. An estimate, not a loan offer.
Starts at 7.24%, the Freddie Mac PMMS 30-year fixed average for the week of Oct 29, 2026. An example, not a quote: enter your lender's rate.
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MLS# 100555656 · HIVE MLS via SourceRE · Last updated: October 27, 2026 at 1:13 AM UTC. Information deemed reliable but not guaranteed. © 2026 Horizon Realty Group.
