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401 N Market Street
Washington, NC 27889 · Beaufort County
$549,000
Was $590,000
- Price Reduced
- Historic Built 1900
- 3 Fireplaces
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About This Home
Rare opportunity in Washington's Historic Business District! Full of historic character and offering incredible flexibility, 401 N Market Street is well suited for a primary residence, short-term rental, investment property, or potential commercial use.
Previously operated as a successful Airbnb, this 4 bedroom, 3 bath property offers generous, flexible spaces that could easily transition from residential living to professional offices, boutique retail, studio or other permitted commercial uses. Original hardwood floors in the foyer and formal sitting rooms showcase more than 125 years of craftsmanship, while thoughtful updates provide modern convenience without taking away from the home's historic charm.
The wraparound front porch adds to the property's classic downtown presence, while the large gravel parking area out back provides valuable off-street parking--a rare find in the Historic District.
Updates include downstairs HVAC, upgraded electrical, gas tankless water heater, custom walk-in shower in the upstairs primary suite, outdoor shower, newer appliances, fencing improvements and extensive rebuilding of the front porch with a metal roof. A termite prevention contract has been maintained since 2017.
Located just blocks from Washington's waterfront, restaurants, breweries, shops and downtown events, this is a unique opportunity to live, work or invest in the heart of downtown Washington.
Price History
- Original list price$590,000
- Current list price$549,000Reduced by $41,000
Property Details
Location
Directions to this home (opens in a new tab)Drive from this home
- Hospital ERECU Health Beaufort HospitalWashington (directions from this home, opens in a new tab)
- GroceryFood LionWashington (directions from this home, opens in a new tab)
- Walmart / TargetWalmart SupercenterWashington (directions from this home, opens in a new tab)
- BeachAtlantic Beach / Crystal CoastAtlantic Beach (directions from this home, opens in a new tab)
Destinations verified Nov 1, 2026. Directions open in your maps app.
Coastal county Building, additions and shoreline work here can need a CAMA permit and setbacks. Check the flood zone, an elevation certificate and an insurance quote before you make an offer. CAMA permits, from the NC Division of Coastal Management →
Interior & Exterior
Interior Features
Schools
Assignments as entered by the listing agent; confirm with the school district. Each school's results: NC School Report Cards.
Tax & Assessment
Monthly Costs
$3,490/mo estimated
Includes principal and interest, property tax and homeowners insurance, with 20% down at 7.24% for 30 years.
Adjust the numbers
- Principal and interest
- $2,993
- Tax bill per MLS (2025)
- $337
- Homeowners insurance (estimate)
- $160
- PMI (under 20% down)
- $0
- Estimated monthly
- $3,490
Tax is the bill the listing agent entered on the MLS; a sale can change the assessment. Flood insurance is not included; get a quote for this address. An estimate, not a loan offer.
Starts at 7.24%, the Freddie Mac PMMS 30-year fixed average for the week of Oct 29, 2026. An example, not a quote: enter your lender's rate.
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MLS# 100587357 · HIVE MLS via SourceRE · Last updated: September 19, 2026 at 2:53 PM UTC. Information deemed reliable but not guaranteed. © 2026 Horizon Realty Group.



