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406-408 E 2nd Street

Washington, NC 27889 · Beaufort County

4 bd
4 ba
0.13 ac
built 1940

Historic Built 1940

406-408 E 2nd Street, Washington, NC 27889 — main photo

406-408 E 2nd Street, Washington, NC 27889 — photo 2

406-408 E 2nd Street, Washington, NC 27889 — photo 3

406-408 E 2nd Street, Washington, NC 27889 — photo 4

406-408 E 2nd Street, Washington, NC 27889 — photo 5

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About This Home

Affordable Historic District opportunity! This charming 1940 duplex in the heart of Washington's Historic Harbor District offers many options for enjoying the walkable, waterfront lifestyle, with shops, galleries, fine dining, coffee & pastries, microbreweries, sushi and rooftop cocktails overlooking Pamlico River Sunsets! Each unit has a covered front porch, 2 bedrooms and 2 baths, washer/dryer, fireplace, original hardwood floors, good storage, and a screened porch and deck overlooking the backyard. One side is vacant and very easy to show; the other side is a mirror image (occupied - notice required to view). Live in one side and generate easy revenue by renting the second, both use as Airbnb/VRBO, or rent both units long-term.

Property Details

SubdivisionHistoric District

TypeDuplex

Lot Size0.130 acres

Year Built1940

WaterfrontNo

Parcel45101

Location

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Drive from this home

Destinations verified Nov 1, 2026. Directions open in your maps app.

Coastal county Building, additions and shoreline work here can need a CAMA permit and setbacks. Check the flood zone, an elevation certificate and an insurance quote before you make an offer. CAMA permits, from the NC Division of Coastal Management →

Interior & Exterior

FlooringCarpet, Tile, Wood

HeatingHeat Pump, Electric, Zoned

CoolingCentral Air, Heat Pump

RoofMetal

ConstructionWood Siding, Wood Frame

AppliancesBuilt-In Electric Oven, Washer, Refrigerator, Dryer, Dishwasher

ParkingOn Street

Interior Features

Ceiling Fan(s)

Exterior Features

Storm Doors

Schools

ElementaryWashington

MiddleBeaufort

High SchoolBeaufort

Assignments as entered by the listing agent; confirm with the school district. Each school's results: NC School Report Cards.

Tax & Assessment

Assessed Value$320,206

Annual Tax$2,978 (2025)

Monthly Tax Est.$248/mo

Monthly Costs

$2,276/mo estimated

Includes principal and interest, property tax and homeowners insurance, with 20% down at 7.24% for 30 years.

Adjust the numbers

Price$Down payment%Interest rate%Loan term

Principal and interest: $1,925
Tax bill per MLS (2025): $248
Homeowners insurance (estimate): $103
PMI (under 20% down): $0
Estimated monthly: $2,276

Tax is the bill the listing agent entered on the MLS; a sale can change the assessment. Flood insurance is not included; get a quote for this address. An estimate, not a loan offer.

Starts at 7.24%, the Freddie Mac PMMS 30-year fixed average for the week of Oct 29, 2026. An example, not a quote: enter your lender's rate.

Questions about these numbers? Ask about this home →

Travis Old, Broker

Horizon Realty Group

Your buyer's agent, not the seller's.

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Listed By

Coldwell Banker Sea Coast Advantage - Washington

Alexis Davis, Listing Agent

Office Phone: (252) 975-8010

Why this matters when you call them

The listing agent above works for the seller. If you hired them too, they would become a dual agent, and NC law forbids a dual agent from helping either side gain an advantage over the other. A buyer's agent can advocate for what you want. What a buyer's agent does.