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125 Topping Lane

Belhaven, NC 27810 · Beaufort County

$875,000

257 days on market · $241/sq ft

Was $895,000

  • 4 bd
  • 3 ba
  • 3,628 sq ft
  • 0.52 ac
  • built 2004
  • Price Reduced
  • Waterfront Property
  • 1 Fireplace

About This Home

Welcome to your gorgeously landscaped coastal oasis -- where waterfront living meets flexibility, privacy, and pure enjoyment. Situated on just over half an acre, this 4-bedroom retreat offers 77 feet of bulkheaded waterfront complete with a private dock and boat lift already in place -- bring the boat and start living the dream.

Inside, you'll find multiple bonus and flex spaces ready to adapt to your lifestyle -- home office, gym, guest quarters, hobby room -- the possibilities are endless. The fully enclosed porch, updated last year with glass windows and doors, allows you to soak in panoramic water views, early morning sunrises, and golden evening sunsets all year long.

Downstairs, the ultimate man cave awaits -- perfect for shooting pool, watching the game, or hosting friends. Dual garages that open on both sides create incredible entertaining potential and are ideal for a car collection, workshop, or storing all your coastal toys.

Out back, unwind in the hot tub tucked under the covered porch, complete with a grilling area and added privacy shutters for intimate evenings by the water.

With no HOA and located just minutes from the charming waterfront town of Belhaven -- known for its delicious restaurants, boutique shopping, and coastal charm -- this property is truly a hidden gem.

Come experience waterfront living the way it was meant to be.

Price History

  1. Original list price$895,000
  2. Current list price$875,000Reduced by $20,000

Property Details

SubdivisionNot In Subdivision
TypeSingle Family Residence
Living Area3,628 sq ft
Full Baths3
Lot Size0.520 acres
Year Built2004
Total Rooms9
Fireplaces1
WaterfrontYes
Waterfront FeaturesPier, Boat Lift
Parcel34796

Location

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Drive from this home

Destinations verified Nov 1, 2026. Directions open in your maps app.

Coastal county Building, additions and shoreline work here can need a CAMA permit and setbacks. Check the flood zone, an elevation certificate and an insurance quote before you make an offer. CAMA permits, from the NC Division of Coastal Management →

Interior & Exterior

FlooringWood
HeatingElectric, Heat Pump
CoolingCentral Air
RoofMetal
ConstructionBrick, Wood Frame
AppliancesElectric Oven, Electric Cooktop, Refrigerator
ParkingConcrete
PoolHot Tub

Interior Features

Walk-in Closet(s)Kitchen IslandCeiling Fan(s)Hot TubPantryWalk-in ShowerWalk-In Closet(s)

Exterior Features

Storm Doors

Schools

ElementarySt. Helena
MiddleBeaufort
High SchoolBeaufort

Assignments as entered by the listing agent; confirm with the school district. Each school's results: NC School Report Cards.

Tax & Assessment

Assessed Value$600,138
Annual Tax$2,977 (2025)
Monthly Tax Est.$248/mo

Monthly Costs

$5,273/mo estimated

Includes principal and interest, property tax and homeowners insurance, with 20% down at 7.24% for 30 years.

Adjust the numbers
Principal and interest
$4,770
Tax bill per MLS (2025)
$248
Homeowners insurance (estimate)
$255
Estimated monthly
$5,273

Tax is the bill the listing agent entered on the MLS; a sale can change the assessment. Flood insurance is not included; get a quote for this address. An estimate, not a loan offer.

Starts at 7.24%, the Freddie Mac PMMS 30-year fixed average for the week of Oct 29, 2026. An example, not a quote: enter your lender's rate.

Questions about these numbers? Ask about this home →

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MLS# 100556412 · HIVE MLS via SourceRE · Last updated: September 12, 2026 at 11:09 AM UTC. Information deemed reliable but not guaranteed. © 2026 Horizon Realty Group.

Listing Details