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180 Tate Road

Belhaven, NC 27810 · Beaufort County

$899,000

226 days on market · $182/sq ft

Was $990,000

  • 4 bd
  • 3 ba
  • 4,947 sq ft
  • 0.77 ac
  • built 2009
  • Price Reduced
  • Waterfront Property
  • 0.77 Acre Lot
  • 2-Car Garage
  • 2 Fireplaces

About This Home

Tucked away on a private, tree-lined drive, this exceptional riverfront retreat in Belhaven offers breathtaking, unobstructed views of the Pungo River, your direct gateway to the Intracoastal Waterway. Thoughtfully positioned to capture the beauty of the water while preserving privacy, the eastern-facing front porch invites peaceful mornings and shaded afternoons, with no direct sun after 11 AM. The deep-water setting is ideal for boating and swimming, complete with a private dock featuring metal hog slats for added stability, a boat lift, and a covered lounge area right on the water. The seawall has been redone, and the property is partially fenced with a custom stone-gated entrance. Outdoor living is elevated with a saltwater concrete pool built above the floodplain, a hot tub with new cover, travertine pavers, and a sail shade that easily extends over the pool and spa. Additional exterior highlights include underground gutters, a mobile generator for essential systems, security cameras, and a lower-level space with epoxy-finished concrete floors, tons of space for all of your games, water toys or make it a party pad! Permitted with appropriate flood vents, and two garage bays ideal for parking or workshop use. Constructed with superior walls from foundation to roof and reinforced with thoughtful structural details, this home was designed for long-term durability and peace of mind.

Inside, the home blends craftsmanship and comfort with real hardwood floors, 10-foot ceilings, and curated custom features throughout. The main living area showcases a stunning built-in waterfall feature with a low-maintenance circulation system, while the chef's kitchen is appointed with custom cherry cabinetry, granite countertops, a large island, pantry, gas Wolf cooktop, and a sleek corian sink. A screened kitchen balcony offers a quiet, private escape. The main level also includes a full bath with tile flooring and a well-equipped laundry room with sink and Korean counters. The primary suite is a true sanctuary with panoramic water views, private porch access, blackout blinds, its own mini-split system for efficient nighttime comfort, and a gas fireplace with blower. The en-suite bath features dual vanities, a corian vanity, linen storage, a walk-in tile shower with dual showerheads, and a spacious walk-in closet. Upstairs, three bedrooms are complemented by a highly functional full bath with separate shower, water closet, dual vanity, and skylight, along with an additional office (or optional bedroom, septic is only permitted for 3 bedrooms) and a small charming bunk room with its own thermostat. A custom stained-glass feature accents the staircase, adding a unique architectural touch. The lower level offers a wine cellar that could easily convert to a bathroom, vinyl-beaded walls, and mini-split systems (approximately four years old) for added comfort. The NC Fish and Wildlife boat ramp is just 2.2 miles from the house and most furnishings and boat are available via separate bill of sale, making this a rare opportunity to step into a fully realized waterfront lifestyle.

Price History

  1. Original list price$990,000
  2. Current list price$899,000Reduced by $91,000

Property Details

SubdivisionNot In Subdivision
TypeSingle Family Residence
Living Area4,947 sq ft
Full Baths3
Lot Size0.770 acres
Year Built2009
Total Rooms9
Fireplaces2
WaterfrontYes
Waterfront FeaturesPier, Boat Lift, Bulkhead, Deeded Waterfront, Water Depth 4+
Parcel34253

Location

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Drive from this home

Destinations verified Nov 1, 2026. Directions open in your maps app.

Coastal county Building, additions and shoreline work here can need a CAMA permit and setbacks. Check the flood zone, an elevation certificate and an insurance quote before you make an offer. CAMA permits, from the NC Division of Coastal Management →

Interior & Exterior

FlooringConcrete, Tile, Hardwood
HeatingPropane, Heat Pump
CoolingCentral Air, Multi Units
RoofShingle, Composition
ConstructionSteel Frame
AppliancesVented Exhaust Fan, Mini Refrigerator, Gas Cooktop, Electric Oven, Built-In Microwave, Washer, Refrigerator, Dryer, Disposal, Dishwasher, Tankless Water Heater
ParkingGravel, Garage
PoolAbove Ground, See Remarks, Hot Tub

Interior Features

Sound SystemCentral VacuumWalk-in Closet(s)Solid SurfaceKitchen IslandCeiling Fan(s)FurnishedPantryWalk-in ShowerBlinds/ShadesWalk-In Closet(s)

Exterior Features

Thermal Doors

Schools

ElementarySt. Helena
MiddleBeaufort
High SchoolBeaufort

Assignments as entered by the listing agent; confirm with the school district. Each school's results: NC School Report Cards.

Tax & Assessment

Assessed Value$676,930
Annual Tax$3,892 (2025)
Monthly Tax Est.$324/mo

Monthly Costs

$5,487/mo estimated

Includes principal and interest, property tax and homeowners insurance, with 20% down at 7.24% for 30 years.

Adjust the numbers
Principal and interest
$4,901
Tax bill per MLS (2025)
$324
Homeowners insurance (estimate)
$262
Estimated monthly
$5,487

Tax is the bill the listing agent entered on the MLS; a sale can change the assessment. Flood insurance is not included; get a quote for this address. An estimate, not a loan offer.

Starts at 7.24%, the Freddie Mac PMMS 30-year fixed average for the week of Oct 29, 2026. An example, not a quote: enter your lender's rate.

Questions about these numbers? Ask about this home →

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MLS# 100563013 · HIVE MLS via SourceRE · Last updated: October 29, 2026 at 11:09 AM UTC. Information deemed reliable but not guaranteed. © 2026 Horizon Realty Group.

Listing Details