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179 Stephen Way

Belhaven, NC 27810 · Beaufort County

$1,080,000

207 days on market · $291/sq ft

Was $1,180,000

  • 3 bd
  • 3 ba
  • 3,715 sq ft
  • 1.78 ac
  • built 2005
  • Price Reduced
  • Waterfront Property
  • 1.78 Acre Lot
  • 4-Car Garage
  • 1 Fireplace

About This Home

Stunning waterfront retreat on tranquil Banjo Creek with direct access to the Pungo River, Pamlico Sound and Inland Coastal Waterways -- perfect for boating and premier fishing. Custom-built with meticulous craftsmanship, this home offers 3 large bedrooms plus an office (easily a 4th bedroom), a spacious bonus room, and 2.5 baths. Open-plan living at its best with a huge great room and fireplace facing the water, primary suite opening to the back deck, screened porch for outdoor living, and expansive side and rear decks overlooking the water. Property includes 2 boatlifts (one covered) and a separate insulated, air-conditioned garage/workshop with wood-burning stove. Whole house generator. Set on 1.78 acres of beautiful landscaping for privacy in a peaceful country setting & out of the flood zone; just minutes to historic Belhaven and Bath -- boat to nearby restaurants and entertainment. Don't miss this turnkey waterfront haven.

Price History

  1. Original list price$1,180,000
  2. Current list price$1,080,000Reduced by $100,000

Property Details

SubdivisionBanjo Creek Estates
TypeSingle Family Residence
Living Area3,715 sq ft
Full Baths2
Half Baths1
Lot Size1.780 acres
HOA Dues$1,000 / annually
Year Built2005
Total Rooms6
Fireplaces1
WaterfrontYes
Waterfront FeaturesPier, Boat Lift, Deeded Water Access, Deeded Water Rights, Deeded Waterfront, Salt Marsh, Water Access Comm
Parcel1460

Location

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Drive from this home

Destinations verified Nov 1, 2026. Directions open in your maps app.

Coastal county Building, additions and shoreline work here can need a CAMA permit and setbacks. Check the flood zone, an elevation certificate and an insurance quote before you make an offer. CAMA permits, from the NC Division of Coastal Management →

Interior & Exterior

FlooringCarpet, Ceramic Tile
HeatingPropane, Fireplace Insert, Fireplace(s), Electric, Heat Pump, Zoned
CoolingCentral Air, Zoned, Ceiling Fan(s), Multi Units
RoofArchitectural Shingle
ConstructionCedar, Stone, Wood Frame
AppliancesTrash Compactor, Gas Cooktop, Down Draft, Built-In Microwave, Built-In Electric Oven, Water Softener, Double Oven, Dishwasher, Convection Oven, Generator
ParkingWorkshop in Garage, Secured, Garage Faces Side, Attached, Detached, Additional Parking, Concrete, Garage Door Opener, Lighted, Off Street, On Site, Paved, Garage, Storage

Interior Features

Master DownstairsWalk-in Closet(s)Vaulted Ceiling(s)High CeilingsEntrance FoyerWhole-Home GeneratorKitchen IslandCeiling Fan(s)Walk-in ShowerBlinds/ShadesGas LogWalk-In Closet(s)

Exterior Features

Thermal Doors

Schools

ElementarySt. Helena
MiddleBeaufort
High SchoolBeaufort

Assignments as entered by the listing agent; confirm with the school district. Each school's results: NC School Report Cards.

Tax & Assessment

Assessed Value$776,231
Annual Tax$3,850 (2025)
Monthly Tax Est.$321/mo

Monthly Costs

$6,607/mo estimated

Includes principal and interest, property tax, homeowners insurance and HOA dues, with 20% down at 7.24% for 30 years.

Adjust the numbers
Principal and interest
$5,888
Tax bill per MLS (2025)
$321
Homeowners insurance (estimate)
$315
HOA dues
$83
Estimated monthly
$6,607

Tax is the bill the listing agent entered on the MLS; a sale can change the assessment. Flood insurance is not included; get a quote for this address. An estimate, not a loan offer.

Starts at 7.24%, the Freddie Mac PMMS 30-year fixed average for the week of Oct 29, 2026. An example, not a quote: enter your lender's rate.

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MLS# 100567379 · HIVE MLS via SourceRE · Last updated: September 25, 2026 at 5:44 PM UTC. Information deemed reliable but not guaranteed. © 2026 Horizon Realty Group.

Listing Details